Rafael D

The automotive market is changing rapidly as new mobility models emerge around the world. One example is the leasing-with-purchase-option model used by Kovi in Brazil. This model allows drivers to access vehicles through monthly payments while keeping the option to […]

• Rafael D
• Marzo 10, 2026

In recent years, new vehicle access models have started to gain attention in the mobility market. One of these models is the leasing system used by the Brazilian mobility company Kovi, known as Kovi Próprio. This system has attracted interest […]

• Rafael D
• Marzo 10, 2026

Buy Here Pay Here dealerships represent a unique segment of the vehicle financing market in the United States. Unlike traditional dealerships that rely on banks or external lenders, these dealerships provide financing directly to customers. This financing model was developed […]

• Rafael D
• Marzo 10, 2026

In the past, obtaining vehicle financing often required visiting a bank, completing paperwork, and waiting several days for approval. Today, technology has significantly transformed the process through online lending systems that provide instant auto loan approval decisions. Many lenders now […]

• Rafael D
• Marzo 10, 2026

Many people searching for a vehicle in the United States believe that a large down payment is required to obtain financing. For borrowers with limited savings, this can create a major obstacle. Because of this, many lenders advertise car financing […]

• Rafael D
• Marzo 10, 2026

Financing a vehicle in the United States can seem extremely difficult when a person has a low credit score. Traditional banks typically reject borrowers who have missed payments, high debt levels, or past financial problems. Despite this, millions of Americans […]

• Rafael D
• Marzo 10, 2026